Monika has lived in Sweden her entire life but traveled a lot overseas. She is the proud mother and grandmother of a daughter and son-in-law and three very intelligent, beautiful and empathetic grandchildren- all who currently reside in Florida. She misses her family terribly and looks forward to being able to travel to see them again soon! She and her husband have been married for more than forty-five years. Together, they enjoy traveling, walking, being in nature, going to museums, theater, opera, and reading good books. It is difficult to choose her favorite place to visit but celebrating New Year’s Eve in Barbados with her family in the early 90s is one of her fondest memories. Seeing Santa on a Pirate Ship while drinking Rum Punch is hard to forget! Monika is a graduate of the Stockholm School of Economics which is the most prestigious school of economics in Sweden. She held the esteemed title of Chief Financial Officer of the Swedish Dairies Association (100 employees). Towards the end of her career there she was also the head of Human Resources including overseeing the best experts in the Swedish Dairy Industry. Monika is an avid reader. The Norwegian Nobel Prize Winner Sigrid Undset’s book Kristin Lavransdotter is one of her favorites. After reading this well-loved trilogy, she was so inspired that she named her daughter after the heroine. She also loves reading other international writers, including the American author Tara Westover’s new memoir “Educated.” Monika feels that it is very important for women to understand their role in their own financial security. For women, regardless of their marital status, it is crucial to her that we view our finances as equivalent to that of our spouses and partners. She also wants everyone to know that no matter what, you can always come back. Monika advises - just be curious. You can always go back to school. You can always improve your studies. University, college, work… whatever you choose, it is never too late to follow your dreams. Monika feels that today it is even more important for us all to continue to learn. Our lives will change. Our employment will change. Everything changes. Flow with the times. Flow with what is happening in society. She believes that we can all continue to evolve.